What we can help finance

More ways to build your way out there

From the base vehicle to the last recovery point, we help customers finance the vehicles and builds that lenders' standard forms were never designed for.

Personal or business, the structure matters

The right loan type depends on how the vehicle will be used and how you earn your income. We will talk you through the options and what each one means for repayments, ownership and tax treatment.

Personal vehicle loans

Secured consumer loans for vehicles used mainly for private purposes.

  • Fixed rate and fixed repayments for the life of the loan
  • Terms commonly between one and seven years
  • Balloon options available with some lenders
  • Dealer, private sale and refinance

Business vehicle finance

Chattel mortgage, finance lease and hire purchase for ABN holders using the vehicle predominantly for business.

  • Structures that may suit GST and depreciation treatment (ask your accountant)
  • Low-doc options may be available for established ABNs
  • Sole traders, companies, trusts and small fleets
  • Balloon and seasonal repayment options with some lenders
Learn more

Build and modification finance

Finance for the work, not just the vehicle.

  • Accessories and workshop invoices included in the vehicle loan where lender policy allows
  • Separate finance for work on a vehicle you already own
  • Build quotes and engineering documents presented properly
  • Staged builds discussed up front so nothing stalls halfway

Who we work with

Most of our customers are people who already know exactly what they want to build. Our job is to make the finance side as clear as the build sheet.

  • Individuals and families planning a touring or weekend setup
  • Tradies and sole traders who need the vehicle to work Monday and travel Saturday
  • Small businesses and fleets adding capable vehicles
  • Customers of our workshop partners and other workshops around Australia

Workshops and dealers

If you build or sell vehicles and your customers keep asking how to pay for the whole package, talk to us. We can work alongside your quoting process so the finance conversation happens early, not after the deposit.

See our workshop partners

Ready to talk about your next build?

Start a quick quote in a few minutes and a broker will call you back to talk it through.

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